Custom Calaveras Homes from Collins Development
Custom Calaveras Homes from Collins Development
Collins Development Co
Custom Calaveras Homes from Collins Development
Custom Calaveras Homes from Collins Development
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COLLINS DEVELOPMENT
259 Leaf Court
Angels Camp, CA 95222
209-736-2236


First Time Home Buyer

> Home   > Home Buying Tips   > First Time Home Buyer

Professional Help for the First Time Home Buyer

First Time Home Buyer Tips- Buying Your First Home- Home Buying Tips from Collins Development Co - Your Calaveras County California Custom Homebuilder At Collins Development Co , we know that buying a home is one of the biggest personal financial decisions you will ever make. It's only natural that you might be a bit afraid or intimidated by the whole home-buying process - especially if your are buying your first home.

Question #1: Should I buy or rent?

A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.

Question #2: Should I use a real estate broker?

Using a real estate broker is a very good idea (granted, we're biased, but this is straight from the HUD web site). All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience much easier.

Other Questions: Together, we will help you consider:

  • How much home can you really afford?
  • How to qualify for your first home mortgage.
  • How much cash you should put down.
  • How to buy a home with little or nothing down.
  • What it takes to get approved for financing. What banks and other financial institutions are looking for.

    We will walk you through the many financial details associated with buying a home, including the various mortgages and home buying programs available to you.

  • How much your monthly home mortgage payments will be.
  • The tax advantages of buying a home.
  • Is renting or buying a home better for you?


Why Choose Collins Development Co?

The custom-built home of your dreams is more affordable than you may imagine. Don't miss the opportunity to have a dream home that is truly your dream! The Collins Development homebuilding team wants their homes, by virtue of design, construction, and location, to contribute to your quality of life. What better way to do this than to help you build a house designed to fit your life, in one of the most desirable counties to live in California.

Collins Development Co offers a complete range of custom home services: lot selection, home financing, house design, interior design, landscaping design, engineering, permitting, and construction management

Contact us today and let's talk about how to get started.

Collins Development - Lot 188 French Country Home
Sold for $599,900
Lot 189 - The Knolls
1364 Knolls Drive - 2,842 sf - This European country home provides multiple views of a habitat pond, and the sur-rounding Sierra Nevada foot-hills and mountains. De-signed with entertainment in mind, the gourmet kitchen features restaurant-quality appliances, pantry, and spacious formal dining room for special occasions. Enjoy outdoor gatherings year-round on the spacious deck.
Full home detail

Collins Development Co - Custom Home Builders at Saddle Creek Golf Club
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